TERMS AND CONDITIONS
Last Updated: October 2025
Welcome to Fortress Financial. By accessing or using our website (the “Site”), you agree to comply with and be bound by these Terms and Conditions (“Terms”). Please read them carefully before using this Site.
- GENERAL INFORMATION
Fortress Financial (“we,” “us,” “our”) is an independently owned life insurance agency. Our website provides general information about insurance products and services offered through our licensed agents and carrier partners.
The information on this Site is intended for U.S. residents only and is for informational purposes only. It is not an offer or solicitation to sell insurance in any jurisdiction where we are not licensed.
- NO FINANCIAL OR LEGAL ADVICE
All content on this Site, including text, images, videos, and downloadable materials, is provided for educational and informational purposes only. Nothing on this Site constitutes professional, financial, tax, or legal advice. You should consult with a licensed insurance professional or financial advisor regarding your individual circumstances.
- LICENSING DISCLOSURE
Our agents are licensed to sell life insurance and related products only in the states in which they hold active licenses. Product availability, terms, and features may vary by state and by insurance carrier. To confirm an agent’s license status, contact your state’s Department of Insurance.
- PRODUCT INFORMATION
All descriptions of insurance products and features are subject to the terms and conditions of the actual insurance policy issued by the carrier. In the event of a conflict between the information on this Site and the terms of an issued policy, the policy language shall control.
- PRIVACY AND DATA USE
Your privacy is important to us. By using this Site, you agree to the collection and use of information in accordance with our Privacy Policy (see: /privacy-policy). We do not sell your personal information. Data collected through forms or quote requests is used solely to provide quotes, information, or follow-up communications by a licensed representative.
- ELECTRONIC COMMUNICATIONS
By submitting a quote request or contact form, you consent to receive communications from Fortress Financial via phone, email, or SMS. You may opt out at any time by following the unsubscribe instructions provided.
- THIRD-PARTY LINKS
This Site may contain links to third-party websites, including insurance carriers or affiliates. We are not responsible for the content, accuracy, or privacy practices of these external sites and encourage you to review their respective terms and privacy policies.
- LIMITATION OF LIABILITY
Fortress Financial and its representatives are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this Site, or reliance on any information provided herein. All use of this Site is at your own risk.
- INTELLECTUAL PROPERTY
All content on this Site—including text, graphics, logos, icons, and images—is the property of Fortress Financial or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or use any content from this Site without our prior written consent.
- UPDATES AND MODIFICATIONS
We reserve the right to update, modify, or replace these Terms at any time without prior notice. The most recent version will always be posted on this page, and continued use of the Site constitutes acceptance of the updated Terms.
- GOVERNING LAW
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.
- CONTACT US
Fortress Financial
Email: kalihamilton@fortressfinancial.co
- Phone: (228)-627-2405